Responsible Lending

Our service is a 100% online solution to help borrowers get the cash that they need. We have loan search technology which matches an applicants criteria to a number of short term 3 - 6 month lenders to see if they match. This helps lenders find customers they can lend to and allows borrowers to applt with the knowledge that their application is likely to be accepted first time saving them from making many applications.

One application with us can match you with up to 40 lenders giving you 40 times as many opportunities to get your loan approved instantly online.

Responsible Lending

Our lending service does:

Offer short term loans which are targetted towards the needs of customer to help them get the loan that they need.

We do our best to assess that our customers can afford loans, and are likely to be able to afford to repay them.

Our aim is to provide clear, transparent communications and lending contracts to our customers.

Our service staff are there to help customers. We train them to be courteous and to provide high service standards.

Our lenders do not:

Target people with debt problems.

Lend to people who they believe cannot afford to repay.

Charge hidden fees.

Deal with customers if there is any question about their identity or authenticity

What happens if I do not repay my loan?

Please look carefully at whether you can afford any loan before taking one out.

Repay your loan on time if at all possible, this is the way to avoid penalties and extra charges.

Please be aware that if you do make late repayments or fail to repay your loan you will incur further charges that can be costly.

Our loans are for short term needs. If you are looking for a loan over a longer period of time than 6 - 12 months you may wish to consider alternative types of finance that may be more suitable.

If you already have loans and are struggling to repay or perhaps you think you may have debt problems then you should consider looking at other alternatives that may better suit your circumstances - our loan services are possibly not for you

If you are unsure about your finances or would like help and advice you can contact the Citizens' Advice Bureau

About Our Loan Charges

Monthly loans: Representative APR 278% (VARIABLE) Representative loan example: Borrow £500 over 12 months. Interest rate - 140%. Total amount repayable - £949.01.  30 Day Example: Borrow £300 for 30 days, Amount payable - £375, Interest - £75, Interest rate (pa) - 1737% (variable). Available loan terms and amounts offered may vary between lenders.